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Archive for October, 2014

23
Oct

It’s easy to choose the right insurance coverage — right? At least that’s what a number of national insurance companies would have you believe based on their ad campaigns. After all, they make insurance “simple” and “cheap.” The problem is this — the money they’re spending on those ad campaigns has to come from somewhere. That “somewhere” is denied claims or bare-bone insurance limits that can leave you vulnerable. When it comes to choosing a health insurance,

23
Oct

Launching your own business can be exhilarating and frightening. While self-employment means freedom and flexibility, it also means a lack of security — you’re on your own when it comes to a paycheck, benefits and insurance. So are an estimated 42 million other self-employed people. While the Affordable Care Act is an improvement from past years, it can be frustrating to navigate the system and compare options. Never fear, Compass Insurance can provide you with the

23
Oct

If you think you only need flood insurance when living near a large body of water or that you simply can’t afford flood insurance — think again. I don’t live near a large body of water so I certainly don’t need flood insurance. Not true. Residents in Arizona were subject to record floods in the wake of last season’s hurricanes and property damage was widespread. Broken water mains or flooding caused by outdated storm sewers can lead

23
Oct

The 2015 Health Insurance Marketplace Open Enrollment Period — when you can apply for a new plan, renew your current plan, or pick a new one — begins soon. Below are important dates. Open enrollment begins — November 15, 2014. Avoid a lapse in coverage! December 15, 2014 is the deadline for enrolling in new coverage that begins January 1, 2015. 2014 coverage ends December 31, 2014. The last day you can apply for 2015 coverage is February 15, 2015.

23
Oct

Before the snow flies, it’s a good idea to complete your fall cleaning at home and at your home-away-from-home. Here are a few winter preparedness tips for your home and vacation home. ❏ Test your sump pump by pouring water into the sump pit to ensure it turns on and drains quickly. Make sure there’s no debris clogging the pump and inspect the power cord and drain hose to make sure they’re in good working order.

23
Oct

As the leaves turn, take advantage of a nice autumnal day and prepare your summer toys for cold-weather storage. Remember, if you store an vehicles over the winter, you may be able to reduce your coverage to comprehensive coverage only and then reinstate full coverage in the spring. Check with your insurance agent to see if this is an option for you. Prepare your car for cold weather. Winter can mean less-than-ideal driving conditions, so: ❏

21
Oct

WI Requires Smoke Detectors and Carbon Monoxide Detectors be installed by Homeowners to Help Save Lives Since October is National Fire Prevention Month families will be performing home fire drills and testing smoke alarms to ensure they work properly. At the same time, they should also be testing their carbon monoxide (CO) detectors. Many people may not be aware that both smoke detectors and CO detectors are required by the State of Wisconsin. According to