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Archive for June, 2016

20
Jun

Having a new teenage driver in the house can be as exciting as it is nerve-wracking. How do you balance your teen’s new freedom with your concerns for his or her safety? The Insurance Institute for Highway Safety (IIHS) has a number of resources available for parents that are worth looking at: Teen Driver Fact Sheet List of Safe Vehicles for Teens In comparison to drivers age 20 and older, teens have a crash rate that

20
Jun

Compass Insurance Services personnel recently attended a Continuing Education session that highlighted the latest fire prevention and protection technologies available. Fireproof primer paint. This paint is proven to prevent the spread of flames and reduce smoke levels to aid in the protection of life and property. A 5-gallon bucket costs about $325 and is now available at Sherwin Williams and Home Depot. Self-activating fire extinguishers. These extinguishers are available in a variety of Some are designed

20
Jun

Since the Affordable Care Act (ACA) was passed, there have been a number of measurable and important effects — including lowering the uninsured rate to its lowest in 50 years. The rate of uninsured persons dropped from nearly 16 percent in 2009, to approximately 9 percent — the lowest uninsured rate in 50 years. Thirty-two states opted to expand Medicaid to families that make up to 138 percent of the federal poverty line under the ACA. This led

20
Jun

Since 2008, the U.S. economy has made a slow and steady recovery — but millions of American families learned a hard lesson: savings and retirement accounts, especially in light of low interest rates, may not be enough to keep your family afloat in the event you lose your job, fall ill or become disabled. Personal disability insurance is one of the best financial protection measures you can invest in — and yet many Americans fail

20
Jun

For business owners, the cost of business auto insurance can be a major expense — after all, it’s subject to the driving records and habits of one’s employees. Insurance companies price business automobile insurance by reviewing your company’s auto losses and claims. So how do you reduce your company’s auto insurance costs? Evaluate employees’ driving histories. Be choosy about which employees drive vehicles on behalf of your company. Conduct a criminal background check, request a motor vehicle

20
Jun

Summer in Wisconsin can be deceptively hot especially when humidity is high. For employees who work outdoors, or in buildings without air conditioning, this can lead to hazardous conditions and heat-related illnesses. According to the Occupational Safety Health Administration (OSHA), working in full sunlight can increase the heat index by 15 degrees. Sweating is the body’s cooling mechanism, but on days when humidity is high sweating may not be enough to prevent heat exhaustion or heat